Have you heard of the Latte factor? David Bach writer of Start Over, Finish Rich says “Putting aside as little as a few dollars a day for your future rather than spending it on little purchases such as lattes, bottled water, fast food, cigarettes, magazines and so on, can really make a difference between accumulating wealth and living paycheck to paycheck.” You can have your cake and eat it too. By making your favorite coffee drinks at home to save a little bit of money but still getting your coffee fix. Today's hint coffee-house drinks at home, first the quote of the day.

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